πŸ“ž Fast Funding Available β€” Call / Text Now: 803-653-6293
⚑ Funding in as little as 24 hours

Fast Funding for Every Investor & Business

Whether you're a first-time investor or seasoned operator, Swift Line Capital has the right loan for your deal β€” real estate, business, or 0% credit stacking.

Swift Line Capital funding specialist
0% Credit Stacking Fix & Flip Loans Ground Up Construction Rehab Loans DSCR Loans HELOC Business Line of Credit SBA Loans MCA Equipment Financing

Fast Funding for New & Experienced Investors

We built Swift Line Capital for investors who move fast and need a lending partner that keeps up. Whether this is your first deal or your hundredth, we deliver capital on your timeline.

  • Same-day pre-approvals and term sheets
  • No lengthy bank bureaucracy or committee reviews
  • Common-sense underwriting β€” we look at the deal, not just your credit
  • Dedicated funding specialist for every client
  • Multiple loan products under one roof
  • Serving investors and businesses in all 50 states
  • Transparent terms β€” no hidden fees, ever
Swift Line Capital team

Loans for Every Type of Real Estate Deal

From your first fix & flip to large-scale ground up construction β€” we fund new investors and experienced operators at the same speed.

Most Popular Program

0% Interest Credit Card Stacking
Up to $200,000 β€” No Docs Required

Our flagship program gives qualifying clients access to $50K–$200K in 0% interest business credit lines with introductory periods of 12–18 months. No bank statements, tax returns, collateral, or paystubs needed.

  • βœ“ 0% interest for 12–18 months β€” zero cost capital
  • βœ“ Up to $200,000 across multiple cards
  • βœ“ No bank statements, tax returns, or collateral
  • βœ“ No paystubs or proof of income required
  • βœ“ Works for new and established businesses
  • βœ“ Build business credit simultaneously
  • βœ“ 720+ FICO credit score required
  • βœ“ Use for gap funding, down payments & closing costs
$200K
Max Funding
0%
Interest Rate
12–18 Mo
0% Interest
0
Docs Required

Business Loans for Every Stage of Growth

Startups, growing companies, and established operators β€” we have a lending solution that fits your cash flow and credit profile.

Get Funded in 4 Easy Steps

No hidden fees. No commitment until you're approved. Most clients fund within 24–72 hours of approval.

1

Apply in Minutes

Fill out our short form or call us directly. We only need basic info to get started β€” no credit check required.

2

Get Matched

A dedicated funding specialist reviews your deal and matches you with the best loan product for your situation and goals.

3

Get Approved

Receive your term sheet or approval. We move fast β€” often same day. No committee reviews or unnecessary delays.

4

Receive Funds

Capital hits your account. Our team stays available post-funding for ongoing support and your next deal.

We're Built for Speed, Not Bureaucracy

❌ Traditional Banks

  • Weeks or months to close
  • Extensive documentation required
  • Rigid credit and income requirements
  • Collateral almost always required
  • Committee reviews and slow decisions
  • One-size-fits-all products
  • Often decline real estate investors

βœ… Swift Line Capital

  • Approvals in 24 hours, funded in days
  • Minimal docs β€” deal-based underwriting
  • Flexible credit requirements
  • Many programs require no collateral
  • Dedicated specialist, fast decisions
  • 10+ products for every situation
  • We fund all 50 states and every industry

What Our Clients Are Saying

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"I think we are right under $200K in funding β€” I think we did that in like 10 days. So far it's worked out great and the team has been awesome."

Carlos S.
Wholesaler, Alpharetta, GA
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"My last hard money lender had such a slow process especially with draws. Swift Line Capital got a term sheet right away, a quick close, and the entire process was easy."

Jennifer R.
Fix & Flip Investor β€” Charlotte, NC
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"It's been nothing short of exceptional. Everything has been super quick. You've been able to set me up for maximum funding. Take the chance."

Deondre L.
Entrepreneur, Durham, NC
See More Reviews

Ready to Get Funded?

Fill out the form and a funding specialist will reach out within one business hour. No obligation β€” just a straight conversation about your deal.

πŸ“ž
Phone 803-653-6293
βœ‰οΈ
πŸ•
Hours Mon–Fri: 7AM–5PM EST
Saturday: 9AM–3PM EST
πŸ’‘ What to have ready:
  • Property address or business description
  • Estimated loan amount needed
  • Your credit score range (approximate is fine)
  • Timeline for funding

Apply for Funding

Complete this short form to get matched with the right funding program.