The right funding can accelerate your business growth. At Swift Line Capital, we help you find and secure financing that fits your company’s needs, not a generic template. Our lending partners and financial specialists work behind the scenes to match your goals with the best available programs. Whether you’re expanding operations, purchasing equipment, or improving cash flow, Swift Line Capital brings clarity and speed to business financing.
Our suite of programs covers every stage of business—from startups gaining traction to established firms scaling rapidly.
Business Line of Credit
A business line of credit offers flexibility to access working capital whenever you need it. Instead of applying for multiple loans, you can draw funds on demand and pay interest only on what you use.
This option is ideal for businesses with fluctuating expenses, seasonal sales, or short-term cash flow gaps.
Typical details:
• Credit limits: $25,000 to $500,000
• Terms: 6–24 months
• Use: Payroll, supplies, marketing, inventory
Learn more: Business Line of Credit
Term Loans
Traditional term loans provide predictable payments and stability for long-term investments. They’re well-suited for established businesses seeking to expand or consolidate existing debt.
At Swift Line Capital, we help you secure term loans that match your revenue and repayment capacity.
Highlights:
• Loan amounts up to $2 million
• Fixed or variable interest rates
• Terms up to 10 years
• Use: Expansion, renovations, working capital
Learn more: Term Loans
SBA 7(a) and 504 Loans
Small Business Administration programs offer some of the lowest-cost financing available in the market.
Our team specializes in navigating the SBA process and helping qualified applicants secure funding through the 7(a) and 504 programs.
We simplify the paperwork and prepare a full package for SBA lender submission.
Details:
• Loan amounts up to $5 million
• Terms up to 25 years
• Competitive interest rates
• Use: Real estate, expansion, acquisition, or refinancing
Learn more about SBA programs at sba.gov
Equipment Financing
Businesses that rely on heavy equipment, vehicles, or specialized tools can benefit from structured equipment financing.
Rather than paying upfront, this program allows you to spread costs over time while preserving working capital.
Use cases include:
• Construction, manufacturing, and logistics companies
• Medical and dental offices
• Tech and creative agencies needing hardware or software upgrades
Typical terms range from 12 to 72 months, depending on asset class and credit profile.
Revenue-Based Funding
For fast-moving businesses with strong sales but limited collateral, revenue-based funding provides quick access to capital based on your monthly receipts.
Repayments are tied to your actual revenue, making it a flexible choice for businesses that fluctuate seasonally.
Highlights:
• Funding from $10,000 to $500,000
• Quick approval—often within 24 hours
• Use: Marketing, staffing, product development
Learn more: Revenue-Based Funding
Commercial Real Estate Loans
Swift Line Capital works with lenders offering commercial mortgages and refinancing solutions for both owner-occupied and investment properties.
Our team helps you structure deals that maximize leverage while maintaining manageable terms.
Types of deals include:
• Owner-occupied commercial buildings
• Investment properties
• Mixed-use development and renovation projects
Learn more: Commercial Real Estate Loans
Comparison Chart
| Program | Typical Range | Term Length | Best For |
|---|---|---|---|
| Business Line of Credit | $25K–$500K | 6–24 months | Working capital flexibility |
| Term Loan | Up to $2M | Up to 10 years | Expansion and consolidation |
| SBA Loan | Up to $5M | Up to 25 years | Real estate and acquisitions |
| Equipment Financing | $10K–$500K | 1–6 years | Tools, vehicles, machinery |
| Revenue-Based Funding | $10K–$500K | Variable | Fast capital with revenue tie |
| CRE Loan | $100K–$5M | 5–25 years | Property purchase or refinance |
Apply for Funding
You don’t need perfect credit or years in business to qualify for smart capital.
Swift Line Capital’s advisors review each application manually to identify the most suitable options for your goals.
Apply online now or schedule a free consultation to discuss your funding strategy.
Button: Start Your Application → swiftlinecapital.com/apply
